Business Consultant in Birmingham

Business planning, cashflow forecasting, and growth strategy for Birmingham SMEs — built on real financial data from our Colmore Row team.

Cash flow forecasting Business plans & models Growth & exit planning Birmingham office, Colmore Row

Birmingham Business Consulting Built on Real Numbers

Birmingham businesses need more than a set of accounts. They need financial clarity — cash flow forecasting, business modelling, structure advice, and strategic input from people who understand both numbers and business. If you’re making decisions based on gut feel rather than real data, that’s costing you.

We work with Birmingham business owners and directors who want better financial visibility and strategic support — from the start-up building its first financial model to the SME planning a sale or acquisition. Cash flow forecasting, profit analysis, company structuring, and growth strategy — built on real numbers.

Straight advice. Real data. No fluff.

Birmingham Office

Address: Colmore Row, Birmingham, B3 2BJ

Phone: 07950 244741

Email: info@severnaccounting.co.uk

Hours: Monday – Friday, 9:00am – 5:30pm

Business Consulting Services in Birmingham

Business Planning

Financial projections, business plans, and models for bank applications, investors, and internal decisions.

Cash Flow Forecasting

Monthly cashflow forecasts that show where the pressure points are — before they become a crisis.

Profit & Loss Analysis

Deep dive into margins, overheads, and pricing to identify where profitability can improve.

Company Structuring

Advice on sole trader vs. limited company, holding structures, and family shareholding arrangements.

Growth Strategy

Financial modelling to support hiring, investment, acquisition, or market expansion decisions.

Pre-Exit Planning

Get your financials in order before a sale or succession. Buyers look at three years of clean numbers.

Who We Help in Birmingham

From Birmingham start-ups to established SMEs — financial clarity, real data, and straight advice at every stage.

Start-ups

The first year of trading involves decisions that affect the next ten. Structure, VAT registration, bookkeeping setup, and financial projections for funding — we help start-ups get the foundations right.

Growing SMEs

Growth is exciting but financially stressful. Cashflow can tighten as you scale even when you're profitable. We build forecasts that flag problems early and give you the financial visibility to make confident decisions.

Director/Owners

Most owner-directors are excellent at their trade but didn't sign up to be finance directors. We give you the financial insight — margins, cashflow, tax efficiency — without the jargon.

Pre-Investment Businesses

Raising funds? Banks and investors want clean accounts, credible projections, and a clear use of funds. We prepare the financial pack and projections that give your application the best chance.

Business Turnarounds

Struggling with cashflow or profitability? We do a financial health check, identify the real issues, and build a plan. Sometimes the problem isn't what it looks like from the outside.

Pre-Exit Planning

Planning to sell in the next 2–5 years? Buyers pay for clean, well-documented financials. We help business owners prepare for exit — cleaning up the books, structuring for tax efficiency, and building the story.

How It Works

Three steps from enquiry to sorted. No chasing, no jargon, no stress.

1

Free Consultation

Call or email us. We'll ask a few questions, understand your situation, and give you a fixed fee — no obligation.

2

Send Us Your Information

We send you a simple checklist. You collect the figures; we handle everything after that. In person, email, or secure portal — whatever suits you.

3

We Get It Done

We prepare everything, walk you through the numbers, get your sign-off, and file or submit. You'll always know exactly what's happening.

Ali Jaw, Managing Director of Severn Accounting, Birmingham accountant

Meet Your Birmingham Accountant

Ali Jaw

FMAAT, BSc Hons • AAT Past President Award 2020 • AAT Branch of the Year 2019

Ali has spent over a decade helping Birmingham and West Midlands businesses stay on top of their obligations — and find every legal pound they can save. Whether you’re just starting out or managing a complex structure, you’ll get straight-talking, no-jargon advice.

As a former AAT Branch President and award winner, Ali brings professional rigour that faceless online services can’t match — combined with the personal touch of someone who actually knows your business.

Clear, Fixed Fees

You’ll know the price before we start. No hourly billing, no bill shock.

Strategy Session

from £250 + VAT

90-minute financial review

  • P&L and cashflow review
  • One key challenge addressed
  • Action plan documented
  • Follow-up call included
Most Popular

Business Plan & Forecasts

from £450 + VAT

full financial model

  • 3-year financial projections
  • Cashflow model
  • Business plan document
  • Bank/investor ready

Ongoing Advisory

POA

monthly advisory retainer

  • Monthly management accounts
  • Quarterly strategy review
  • On-call financial advice
  • Annual business planning

Prices confirmed after a free initial consultation. Final fee depends on complexity and transaction volume.

250+

Birmingham & West Midlands clients

99.9%

On-time filing record

£0

In late penalties (ever)

Business Consulting for Birmingham & West Midlands SMEs

Birmingham is a major business city with an ambitious SME community. The financial services, tech, manufacturing, and professional services sectors are all growing — and the businesses in them are making real investment decisions, hiring decisions, and strategic decisions that need proper financial grounding.

We work most often with Birmingham owner-directors who are at an inflection point: should I take on a commercial property or keep renting? Is this the right time to acquire a competitor? Should I restructure before I sell? Should I bring in investment, and on what terms? These are big questions and the financial analysis behind them matters.

Our Colmore Row office places us at the centre of Birmingham’s business community — close to the law firms, banks, and corporate advisors that businesses interact with at key moments. We work alongside lawyers and brokers on deals, provide financial evidence for bank applications, and build the models that underpin investment decisions.

Business planning for Birmingham companies increasingly includes scenario modelling for supply chain decisions, workforce planning in a tight labour market, and cashflow stress-testing. We build financial models that incorporate the real variables — not just last year’s numbers extrapolated.

Areas We Cover from Birmingham

Birmingham City Centre
Edgbaston
Solihull
Sutton Coldfield
Erdington
Aston
Harborne
Moseley
Jewellery Quarter
Digbeth
Selly Oak
Handsworth

Not listed? Get in touch — we work with clients across the wider West Midlands region.

Frequently Asked Questions

Common questions about business consulting services in Birmingham.

What does business consulting cost in Birmingham?

A strategy session from £250 + VAT, a full business plan and financial model from £450 + VAT. Ongoing advisory retainers are priced based on scope. We agree all fees before starting work.

Can I meet a business consultant at your Birmingham office?

Yes. Our Birmingham office on Colmore Row, B3 2BJ is available for strategy meetings and business planning sessions. We also work remotely via video call for consulting projects.

Do you help Birmingham businesses prepare for a bank loan or investment?

Yes. We prepare the financial model and business plan documentation that give your application the best possible chance — clean accounts, credible projections, and a clear use of funds.

Can you help me decide whether to incorporate my Birmingham business?

Yes. We model your specific situation — showing the real tax difference between sole trader and limited company — and factor in income level, risk, and plans for growth before you make the decision.

What is cash flow forecasting and why does my business need it?

A cash flow forecast shows when money comes in and out — month by month — so you can see pressure points before they become crises. Many profitable businesses still run out of cash. A good forecast prevents that.

Can you help with pre-exit planning for a Birmingham business?

Yes. We help business owners planning exits 2–5 years out — getting financials in order, structuring for tax efficiency, and building the clean three-year financial record that buyers expect.

Do you provide business consulting alongside ongoing accountancy?

Yes — and it’s most effective that way. We already know your numbers, so the advice is grounded in your actual position. No time wasted getting up to speed.

Can you help a Birmingham start-up with its financial setup?

Absolutely. Structure, VAT registration, bookkeeping setup, and financial projections for funding — the first-year decisions affect the next ten years. We help Birmingham start-ups get the foundations right from day one.

Make Better Business Decisions

Business consulting built on real financial data. Cash flow forecasting, growth planning, and straight financial advice.

Colmore Row, Birmingham, B3 2BJ  ·  Mon–Fri 9am–5:30pm