Business Consultant in Worcester
Business planning, financial modelling, and structure advice for Worcester SMEs — with the numbers to back every decision.
Worcester Business Consulting Built on Real Numbers
Most accountants give you history — what happened last year, what you owe HMRC. A good business consultant gives you insight into what’s happening now and what you can do about it. If you’re running a business in Worcester or Worcestershire and making decisions based on gut feel rather than real numbers, that’s expensive.
We combine accounting expertise with practical business advice — cash flow forecasting, financial modelling for business decisions, company structure advice, and support when you’re growing, restructuring, or planning an exit.
Straightforward advice. Real numbers. No jargon.
Worcester Office
Address: 1 Shaw Street, Shaw Mews, Worcester, WR1 3QQ
Phone: 07950 244741
Email: info@severnaccounting.co.uk
Hours: Monday – Friday, 9:00am – 5:30pm
Business Consulting Services in Worcester
Business Planning
Financial projections, business plans, and models for bank applications, investors, and internal decisions.
Cash Flow Forecasting
Monthly cashflow forecasts that show where the pressure points are — before they become a crisis.
Profit & Loss Analysis
Deep dive into margins, overheads, and pricing to identify where profitability can improve.
Company Structuring
Advice on sole trader vs. limited company, holding structures, and family shareholding arrangements.
Growth Strategy
Financial modelling to support hiring, investment, acquisition, or market expansion decisions.
Pre-Exit Planning
Get your financials in order before a sale or succession. Buyers look at three years of clean numbers.
Who We Help in Worcester
From Worcester start-ups to established SMEs planning for growth or exit — financial clarity for every stage of business.
Start-ups
The first year of trading involves decisions that affect the next ten. Structure, VAT registration, bookkeeping setup, and financial projections for funding — we help start-ups get the foundations right.
Growing SMEs
Growth is exciting but financially stressful. Cashflow can tighten as you scale even when you're profitable. We build forecasts that flag problems early and give you the financial visibility to make confident decisions.
Director/Owners
Most owner-directors are excellent at their trade but didn't sign up to be finance directors. We give you the financial insight — margins, cashflow, tax efficiency — without the jargon.
Pre-Investment Businesses
Raising funds? Banks and investors want clean accounts, credible projections, and a clear use of funds. We prepare the financial pack and projections that give your application the best chance.
Business Turnarounds
Struggling with cashflow or profitability? We do a financial health check, identify the real issues, and build a plan. Sometimes the problem isn't what it looks like from the outside.
Pre-Exit Planning
Planning to sell in the next 2–5 years? Buyers pay for clean, well-documented financials. We help business owners prepare for exit — cleaning up the books, structuring for tax efficiency, and building the story.
How It Works
Three steps from enquiry to sorted. No chasing, no jargon, no stress.
Free Consultation
Call or email us. We'll ask a few questions, understand your situation, and give you a fixed fee — no obligation.
Send Us Your Information
We send you a simple checklist. You collect the figures; we handle everything after that. In person, email, or secure portal — whatever suits you.
We Get It Done
We prepare everything, walk you through the numbers, get your sign-off, and file or submit. You'll always know exactly what's happening.
Meet Your Worcester Accountant
Ali Jaw
FMAAT, BSc Hons • AAT Past President Award 2020 • AAT Branch of the Year 2019
Ali has spent over a decade helping Worcester and Worcestershire businesses stay on top of their obligations — and find every legal pound they can save. Whether you’re just starting out or managing a complex structure, you’ll get straight-talking, no-jargon advice.
As a former AAT Branch President and award winner, Ali brings professional rigour that faceless online services can’t match — combined with the personal touch of someone who actually knows your business.
Clear, Fixed Fees
You’ll know the price before we start. No hourly billing, no bill shock.
Strategy Session
from £250 + VAT
90-minute financial review
- P&L and cashflow review
- One key challenge addressed
- Action plan documented
- Follow-up call included
Business Plan & Forecasts
from £450 + VAT
full financial model
- 3-year financial projections
- Cashflow model
- Business plan document
- Bank/investor ready
Ongoing Advisory
POA
monthly advisory retainer
- Monthly management accounts
- Quarterly strategy review
- On-call financial advice
- Annual business planning
Prices confirmed after a free initial consultation. Final fee depends on complexity and transaction volume.
250+
Worcester & Worcestershire clients
99.9%
On-time filing record
£0
In late penalties (ever)
Business Consulting for Worcester & Worcestershire SMEs
Worcester has a strong SME economy — independent businesses, professional services firms, manufacturing and engineering operations, and a growing hospitality and leisure sector. What most of them share is the experience of making important decisions — hiring, investing, borrowing, restructuring — without the financial clarity to make those decisions confidently.
We work with Worcester business owners who know their trade but want better financial visibility: a cash flow forecast that flags problems before they become crises, a P&L that makes sense without an accounting degree, or a clear picture of whether the business is growing profitably or just growing busy.
The most common consulting projects we undertake for Worcester businesses: restructuring from sole trader to limited company, building a financial model for a bank or investor, and cash flow planning when a business is scaling quickly or facing seasonal pressure. We’ve done all of these many times.
Areas We Cover from Worcester
Not listed? Get in touch — we work with clients across the wider West Midlands region.
Frequently Asked Questions
Common questions about business consulting services in Worcester.
What does business consulting cost in Worcester?
We charge fixed fees for defined project work — a strategy session from £250 + VAT, a full business plan and financial model from £450 + VAT. Ongoing advisory retainers are priced based on scope. We always agree the fee before starting.
Can I meet a business consultant at your Worcester office?
Yes. Our Worcester office at 1 Shaw Street, Shaw Mews, WR1 3QQ is available for strategy meetings and business planning sessions. We also work remotely via video call for consulting projects.
Do you help Worcester businesses prepare for a bank loan or investment?
Yes. Banks and investors want clean accounts, credible financial projections, and a clear use of funds. We prepare the financial model and business plan documentation that give your application the best possible chance.
Can you help me decide whether to incorporate my Worcester business?
Yes. The decision between sole trader and limited company depends on income level, tax rates, risk exposure, and plans for growth. We model your specific situation — showing the real tax difference — before you make the decision.
What is cash flow forecasting and why does my business need it?
A cash flow forecast shows when money comes in and when it goes out — month by month — so you can see pressure points before they become crises. Many businesses that are profitable on paper still run out of cash. A good forecast prevents that.
Can you help with financial planning for a business sale or exit?
Yes. Pre-exit planning involves getting your financials in order, ensuring the business is structured tax-efficiently, and building the clean three-year financial record that buyers expect. We work with owners planning exits 2–5 years out.
Do you provide business consulting alongside ongoing accountancy?
Yes — and it’s often most effective that way. Your accountant already knows your numbers. Adding a consulting relationship means the advice is grounded in your actual financial position, not a generic framework.
Can you help a Worcester start-up with its financial setup?
Absolutely. The first-year decisions — structure, VAT registration, bookkeeping setup, financial projections for funding — affect the next ten years. We help Worcester start-ups get the foundations right from day one.
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Learn moreMake Better Business Decisions
Business consulting built on real financial data. Cash flow forecasting, growth planning, and straight financial advice.
1 Shaw Street, Shaw Mews, Worcester, WR1 3QQ · Mon–Fri 9am–5:30pm