Construction Accountant in Worcester

CIS returns, CIS300 submissions, and CIS tax refunds for Worcester contractors — plus reverse charge VAT and year-end accounts.

CIS refunds maximised CIS300 filed on time Reverse charge VAT Worcester office, WR1 3QQ

CIS and Construction Tax, Sorted in Worcester

Construction tax is one of HMRC’s most rigorously policed areas. CIS returns that arrive late, subcontractor verification mistakes, the construction industry reverse charge VAT applied incorrectly, or overpaid CIS tax sitting unclaimed — all cost real money. If you’re working in construction in Worcestershire, you need accountants who actually understand CIS.

We handle CIS compliance for Worcester and Worcestershire contractors and subcontractors — CIS300 monthly returns, subcontractor verification, self-assessment returns to reclaim overpaid CIS tax, and year-end accounts for construction limited companies.

From £190 + VAT for a CIS self-assessment return. No nasty surprises.

Worcester Office

Address: 1 Shaw Street, Shaw Mews, Worcester, WR1 3QQ

Phone: 07950 244741

Email: info@severnaccounting.co.uk

Hours: Monday – Friday, 9:00am – 5:30pm

Construction & CIS Services in Worcester

CIS Self-Assessment (Refunds)

Subcontractors: reclaim overpaid CIS tax via self-assessment. We claim every expense. From £190 + VAT.

CIS300 Monthly Returns

Contractors: CIS300 filed on time, subcontractors verified, deduction statements issued.

Reverse Charge VAT

Construction industry reverse charge applied correctly — charged where required, not where it isn't.

Year-End Accounts

Accounts and CT600 for construction limited companies. Capital allowances on plant maximised.

Subcontractor Self-Assessment

Annual self-assessment for CIS workers — all deductions offset against tax, every expense claimed.

New Company Setup

Advice on structure (sole trader vs ltd), registration, PAYE and CIS scheme setup.

Who We Help in Worcester

From CIS subcontractors in Warndon to construction companies serving the M5 corridor — we handle the CIS complexity.

CIS Subcontractors

Contractors deduct 20% or 30% CIS tax from your payments — but your actual tax bill on profits is usually much less. The difference comes back via self-assessment. We file quickly and accurately so you get the refund you're owed. From £190 + VAT.

CIS Contractors

CIS300 must be filed by the 19th of each month. Miss it and HMRC charges penalties. We manage verification, deduction calculations, CIS300 filing, and deduction statements for your subcontractors.

Construction Ltd Companies

Limited company accounts for construction businesses need capital allowances on plant and equipment properly calculated, reverse charge VAT handled correctly, and CT600 filed on time. We do all of it.

Sole Trader Builders

Working as a sole trader in construction? Your self-assessment return needs to account for CIS deductions, materials and fuel costs, tools and equipment, use of home, and van expenses. We claim everything.

Specialist Tradespeople

Electricians, plumbers, groundworkers, scaffolders — specialist trades often have high material costs and tool investments. We make sure those costs are properly accounted for and your tax bill reflects the real profit.

Construction Start-ups

Starting a construction business? The decision between sole trader and limited company matters, and CIS registration has to be set up right from day one. We guide new construction businesses through the setup and keep them compliant.

How It Works

Three steps from enquiry to sorted. No chasing, no jargon, no stress.

1

Free Consultation

Call or email us. We'll ask a few questions, understand your situation, and give you a fixed fee — no obligation.

2

Send Us Your Information

We send you a simple checklist. You collect the figures; we handle everything after that. In person, email, or secure portal — whatever suits you.

3

We Get It Done

We prepare everything, walk you through the numbers, get your sign-off, and file or submit. You'll always know exactly what's happening.

Ali Jaw, Managing Director of Severn Accounting, Worcester accountant

Meet Your Worcester Accountant

Ali Jaw

FMAAT, BSc Hons • AAT Past President Award 2020 • AAT Branch of the Year 2019

Ali has spent over a decade helping Worcester and Worcestershire businesses stay on top of their obligations — and find every legal pound they can save. Whether you’re just starting out or managing a complex structure, you’ll get straight-talking, no-jargon advice.

As a former AAT Branch President and award winner, Ali brings professional rigour that faceless online services can’t match — combined with the personal touch of someone who actually knows your business.

Clear, Fixed Fees

You’ll know the price before we start. No hourly billing, no bill shock.

CIS Self-Assessment

from £190 + VAT

subcontractor return

  • All CIS deductions offset
  • Materials & expenses claimed
  • HMRC refund maximised
  • Filed within 5–7 working days
Most Popular

Contractor Accounts

from £450 + VAT

company accounts + CT600

  • Year-end accounts
  • CT600 filing
  • Capital allowances on plant
  • CIS300 history reconciled

Full CIS Package

POA

monthly managed service

  • CIS300 monthly filing
  • Subcontractor verification
  • Company accounts + CT600
  • Payroll & CIS combined

Prices confirmed after a free initial consultation. Final fee depends on complexity and transaction volume.

250+

Worcester & Worcestershire clients

99.9%

On-time filing record

£0

In late penalties (ever)

Why Worcester Construction Businesses Need CIS Specialists

Construction is one of Worcester’s major employers — from large contractors working on M5 corridor infrastructure and major commercial development to sole trader tradespeople operating across the county towns. The Worcestershire construction sector has been active for years, driven by housing development, commercial regeneration in Worcester city centre, and major infrastructure projects.

CIS is one of the areas where subcontractors consistently lose money without realising it. Contractors deduct tax at source (20% for verified subcontractors, 30% for unverified), but the amount deducted often exceeds the actual tax owed. Without a self-assessment return claiming the refund, that money stays with HMRC. We file CIS returns quickly and accurately — most subcontractors see a meaningful refund.

The domestic reverse charge for construction VAT has added another layer of complexity. Applied incorrectly — in either direction — it creates VAT liabilities that can be painful to resolve. We handle VAT for Worcester construction businesses correctly from the start, including proper reverse charge treatment and VAT scheme selection.

Worcester Cathedral viewed from the River Severn
Worcester Cathedral — public domain
The River Severn running through Worcester city
© Stephen McKay / Geograph (CC BY-SA 2.0)

Areas We Cover from Worcester

The Malvern Hills, Worcestershire — we serve clients across the whole county
© David Martyn Hunt (CC BY 2.0)
Worcester City Centre
Malvern & Great Malvern
Droitwich Spa
Pershore
Evesham
Kidderminster
Redditch
Bromsgrove
Tenbury Wells
Upton upon Severn
Bewdley
Stourport-on-Severn

Not listed? Get in touch — we work with clients across the wider West Midlands region.

Frequently Asked Questions

Common questions about CIS and construction accounting in Worcester.

How much does a CIS tax return cost in Worcester?

CIS self-assessment returns start from £190 + VAT at Severn Accounting. The exact fee depends on the number of income sources, expenses claimed, and complexity. We always quote a fixed fee upfront — most CIS subcontractors find the cost is far less than the refund we generate.

Can I meet to discuss my CIS situation at your Worcester office?

Yes. Our Worcester office is at 1 Shaw Street, Shaw Mews, WR1 3QQ. We see many Worcester construction workers and contractors face-to-face — but we also handle everything remotely if you’re on-site during the day.

How much CIS tax can I get back?

It depends on your income, expenses, and the CIS deduction rate applied to you. Most CIS subcontractors are deducted tax at 20% or 30% on their gross payments, but the actual tax on their profits is often significantly less after business expenses. We’ll calculate the refund before we start so you know what to expect.

What expenses can I claim as a CIS subcontractor?

Materials you’ve purchased, fuel, van running costs, tools and small equipment, protective clothing, phone bills, accountancy fees, and use of home if applicable. We review your expenses thoroughly to claim everything you’re entitled to — every pound of expenses reduces your tax bill.

What is the construction industry reverse charge and does it apply to me?

The CIS domestic reverse charge means that for certain construction services between VAT-registered businesses, the customer accounts for the VAT rather than the supplier. It applies to subcontractors working for VAT-registered contractors — but not to supplies to end-users or developers. We apply it correctly so you don’t over-charge or under-charge VAT.

What is a CIS300 return and who needs to file one?

CIS300 is the monthly return filed by contractors to HMRC listing all subcontractors paid in the month, the amounts paid, and the CIS deductions made. Contractors must file by the 19th of the following month. Late filing triggers automatic penalties. We file CIS300 returns on time, every month.

Can you help if I haven't filed CIS self-assessment for several years?

Yes. Late or missing self-assessment returns can result in penalties, but HMRC also has unclaimed CIS refunds sitting on accounts for multiple years. We bring returns up to date, claim the refunds you’re owed, and minimise any penalties through voluntary disclosure.

Should I operate as a sole trader or limited company in construction?

It depends on your income level, risk exposure, and tax position. Limited companies often pay less tax above a certain income threshold, but they also have more admin and different CIS rules. We assess your specific situation and give you a clear comparison before you decide.

Get Your CIS Tax Sorted

Specialist construction accountants. CIS refunds claimed, CIS300s filed on time, reverse charge VAT handled correctly.

1 Shaw Street, Shaw Mews, Worcester, WR1 3QQ  ·  Mon–Fri 9am–5:30pm