Property Accountant in Birmingham

Buy-to-let tax returns, Section 24 advice, and 60-day CGT filings for Birmingham landlords — from our Colmore Row office.

Section 24 experts 60-day CGT returns HMO specialists Birmingham office, Colmore Row

Get a Free Quote Call 07950 244741

Birmingham Property Tax — Without the Surprises

Birmingham’s property market is active and the tax complexity matches it. Section 24 mortgage interest restrictions, 60-day CGT reporting, SDLT on additional properties, and MTD for ITSA — if you own investment property in the West Midlands, you need accountants who specialise in property tax, not generalists who fit it in between everything else.

Our Birmingham team looks after landlords and property investors across the city and wider West Midlands — from landlords with a single HMO in Selly Oak to investors with multi-property portfolios across Edgbaston, Erdington, and Solihull. Self-assessment, CGT filings, SDLT advice, and strategic tax planning.

No surprises. All allowances claimed. Filed on time.

Birmingham Office

Address: Colmore Row, Birmingham, B3 2BJ

Phone: 07950 244741

Email: info@severnaccounting.co.uk

Hours: Monday – Friday, 9:00am – 5:30pm

Property & Landlord Services in Birmingham

Rental Income Tax Returns

Self-assessment for buy-to-let, HMO, and holiday let landlords. Every allowable expense claimed.

60-Day CGT Returns

Report and pay CGT on residential property sales within the 60-day deadline. No fines.

Section 24 Planning

Model the impact of mortgage interest restrictions and plan around them — including SPV analysis.

SDLT Advice

Stamp duty on additional properties, mixed-use reliefs, and SDLT reclaim where available.

SPV Setup & Structuring

Advise on and assist with limited company SPV setup for new property purchases.

MTD for ITSA Preparation

Landlords with income over £50,000 must join MTD from April 2026. We get you ready.

Who We Help in Birmingham

From Birmingham buy-to-let landlords to West Midlands property developers — we handle the tax complexity.

Buy-to-Let Landlords

Whether you have one property or ten, your rental income must be declared, expenses claimed properly, and Section 24 carefully managed. We do all of this — and we do it to minimise what you legally owe. Landlord returns from £190 + VAT.

HMO Landlords

HMOs involve higher stamp duty on purchase, complex income allocation across rooms, and specific capital allowances. Get the accounting wrong and you're paying too much tax. We handle HMO accounts correctly from day one.

Property Developers

Development projects involve land acquisition costs, build costs, VAT on construction, and CGT or income tax on profits depending on your structure. We advise on the right structure before you start — not after.

Accidental Landlords

Inherited a property? Moved and kept the family home as a let? Accidental landlords often don't realise they're creating a tax liability. We explain what you owe, what you can claim, and how to keep HMRC happy.

Portfolio Investors

A growing portfolio means growing complexity — annual returns, 60-day CGT filings on sales, SDLT on acquisitions, and Section 24 across the whole portfolio. We manage the full picture year-round.

Holiday Let Owners

Furnished Holiday Lettings have their own beneficial tax rules — but you must meet the qualifying conditions. We check compliance, claim the right allowances, and file accurately so you keep the FHL tax advantages.

How It Works

Three steps from enquiry to sorted. No chasing, no jargon, no stress.

Free Consultation

Call or email us. We'll ask a few questions, understand your situation, and give you a fixed fee — no obligation.

Send Us Your Information

We send you a simple checklist. You collect the figures; we handle everything after that. In person, email, or secure portal — whatever suits you.

We Get It Done

We prepare everything, walk you through the numbers, get your sign-off, and file or submit. You'll always know exactly what's happening.

Meet Your Birmingham Accountant

Ali Jaw

FMAAT, BSc Hons • AAT Past President Award 2020 • AAT Branch of the Year 2019

Ali has spent over a decade helping Birmingham and West Midlands businesses stay on top of their obligations — and find every legal pound they can save. Whether you’re just starting out or managing a complex structure, you’ll get straight-talking, no-jargon advice.

As a former AAT Branch President and award winner, Ali brings professional rigour that faceless online services can’t match — combined with the personal touch of someone who actually knows your business.

Book a Free Consultation Meet the Full Team

Clear, Fixed Fees

You’ll know the price before we start. No hourly billing, no bill shock.

Landlord Tax Return

from £190 + VAT

per self-assessment return

Rental income & expenses
Section 24 adjustment
All allowances claimed
HMRC submission

Property + Corp Tax

from £450 + VAT

SPV company accounts & CT600

Company year-end accounts
CT600 preparation & filing
Director self-assessment
Mortgage interest properly allocated

Full Property Package

POA

for active investors

Multiple property returns
60-day CGT filings included
Year-round tax planning
MTD for ITSA setup

Prices confirmed after a free initial consultation. Final fee depends on complexity and transaction volume.

250+

Birmingham & West Midlands clients

99.9%

On-time filing record

£0

In late penalties (ever)

Why Birmingham Landlords Need a Property Tax Specialist

Birmingham has one of the most active rental markets outside London. Strong tenant demand from the student population around Selly Oak, young professionals in Digbeth and the city centre, and families across Edgbaston, Harborne, and Solihull. The growth of Birmingham’s economy — including HS2, HSBC’s relocation, and the Commonwealth Games legacy — has kept property values and rental demand strong.

Section 24 has hit Birmingham landlords as hard as anywhere. Many with mortgaged portfolios are now facing tax bills that make their property investment look less attractive on paper — even when the cash flow is positive. We model the real impact, advise on restructuring where it makes sense (including SPV incorporation), and make sure landlords aren’t paying more than they legally have to.

Birmingham’s HMO market is significant — Selly Oak, Erdington, and Aston have high concentrations of multi-let properties. HMOs have their own specific tax treatment: higher SDLT on purchase, separate capital allowances considerations, and more complex income allocation. We handle the accounting correctly from day one.

The 60-day CGT reporting deadline applies equally to Birmingham property sales. Whether you’re selling a long-held investment or disposing of a development, we calculate the liability and file within the deadline — so there are no unexpected fines on top of your tax bill.

Areas We Cover from Birmingham

Birmingham City Centre

Edgbaston

Solihull

Sutton Coldfield

Erdington

Aston

Harborne

Moseley

Jewellery Quarter

Digbeth

Selly Oak

Handsworth

Not listed? Get in touch — we work with clients across the wider West Midlands region.

Frequently Asked Questions

Common questions about property tax and landlord accounting in Birmingham.

How much does a landlord tax return cost in Birmingham?

Landlord self-assessment returns start from £190 + VAT. The exact fee depends on the number of properties, capital gains, and complexity. We always quote a fixed fee upfront — no hourly billing, no surprises.

Can I meet a property tax specialist at your Birmingham office?

Yes. Our Birmingham office is on Colmore Row, B3 2BJ. We see West Midlands landlords face-to-face — especially for Section 24 planning and SPV structuring discussions — and also work entirely remotely for clients who prefer it.

What is Section 24 and how does it affect Birmingham landlords?

Section 24 restricts how much mortgage interest buy-to-let landlords can offset against rental income. Higher-rate taxpayers are most affected. We model the impact for each client’s specific portfolio and advise on the most effective strategies — including whether SPV incorporation makes sense.

What is the 60-day CGT rule for property sales?

Sell a UK residential property with a capital gain and you have 60 days from completion to report and pay. Miss the deadline and HMRC charges interest and penalties. We handle the CGT calculation and filing as soon as we receive your completion statement.

Should I set up a limited company SPV for Birmingham buy-to-let?

It depends on your tax rate, existing portfolio, mortgage availability, and long-term plans. Incorporation can benefit higher-rate taxpayers buying new properties, but isn’t right for everyone. We model your specific situation before making any recommendation.

Do you help with HMO accounting in Birmingham?

Yes. HMOs have specific tax characteristics — higher SDLT on purchase, capital allowances on furnishings, and complex income allocation. We handle HMO accounts correctly from acquisition through annual returns.

What is MTD for ITSA and how does it affect Birmingham landlords?

MTD for Income Tax requires landlords with income over £50,000 to keep digital records and submit quarterly updates to HMRC from April 2026. We get clients onto compliant software and prepare them for the new reporting regime ahead of the deadline.

Can you help with undeclared rental income from previous years?

Yes. We handle voluntary disclosures through HMRC’s Let Property Campaign. Disclosing voluntarily carries lower penalties than being investigated. We manage the process and negotiate with HMRC on your behalf.

Get Your Property Tax Sorted

Specialist landlord accountants. Every allowance claimed, every deadline met, Section 24 handled properly.