Property Accountant in Worcester
Section 24 planning, 60-day CGT returns, SDLT, and rental income tax — all handled by Severn Accounting’s Worcester property tax specialists.
Worcester Property Tax — Without the Surprises
Property tax has become one of the most complex areas of UK tax law. Section 24 mortgage interest restrictions, the 60-day CGT reporting deadline for property sales, MTD for ITSA on the horizon, and the ongoing evolution of SDLT rules — if you own investment property in Worcestershire, you need someone who actually knows this area.
We look after landlords and property investors across Worcester and Worcestershire — from the landlord with two buy-to-let flats in St John’s to the investor with a multi-property portfolio across the county. Self-assessment returns, CGT calculations, SDLT advice, and forward tax planning — all handled by specialists.
No surprises. Every allowance claimed. Filed on time.
Worcester Office
Address: 1 Shaw Street, Shaw Mews, Worcester, WR1 3QQ
Phone: 07950 244741
Email: info@severnaccounting.co.uk
Hours: Monday – Friday, 9:00am – 5:30pm
Property & Landlord Services in Worcester
Rental Income Tax Returns
Self-assessment for buy-to-let, HMO, and holiday let landlords. Every allowable expense claimed.
60-Day CGT Returns
Report and pay CGT on residential property sales within the 60-day deadline. No fines.
Section 24 Planning
Model the impact of mortgage interest restrictions and plan around them — including SPV analysis.
SDLT Advice
Stamp duty on additional properties, mixed-use reliefs, and SDLT reclaim where available.
SPV Setup & Structuring
Advise on and assist with limited company SPV setup for new property purchases.
MTD for ITSA Preparation
Landlords with income over £50,000 must join MTD from April 2026. We get you ready.
Who We Help in Worcester
From accidental landlords to seasoned property investors — we handle the tax complexity so you can focus on the portfolio.
Buy-to-Let Landlords
Whether you have one property or ten, your rental income must be declared, expenses claimed properly, and Section 24 carefully managed. We do all of this — and we do it to minimise what you legally owe. Landlord returns from £190 + VAT.
HMO Landlords
HMOs involve higher stamp duty on purchase, complex income allocation across rooms, and specific capital allowances. Get the accounting wrong and you're paying too much tax. We handle HMO accounts correctly from day one.
Property Developers
Development projects involve land acquisition costs, build costs, VAT on construction, and CGT or income tax on profits depending on your structure. We advise on the right structure before you start — not after.
Accidental Landlords
Inherited a property? Moved and kept the family home as a let? Accidental landlords often don't realise they're creating a tax liability. We explain what you owe, what you can claim, and how to keep HMRC happy.
Portfolio Investors
A growing portfolio means growing complexity — annual returns, 60-day CGT filings on sales, SDLT on acquisitions, and Section 24 across the whole portfolio. We manage the full picture year-round.
Holiday Let Owners
Furnished Holiday Lettings have their own beneficial tax rules — but you must meet the qualifying conditions. We check compliance, claim the right allowances, and file accurately so you keep the FHL tax advantages.
How It Works
Three steps from enquiry to sorted. No chasing, no jargon, no stress.
Free Consultation
Call or email us. We'll ask a few questions, understand your situation, and give you a fixed fee — no obligation.
Send Us Your Information
We send you a simple checklist. You collect the figures; we handle everything after that. In person, email, or secure portal — whatever suits you.
We Get It Done
We prepare everything, walk you through the numbers, get your sign-off, and file or submit. You'll always know exactly what's happening.
Meet Your Worcester Accountant
Ali Jaw
FMAAT, BSc Hons • AAT Past President Award 2020 • AAT Branch of the Year 2019
Ali has spent over a decade helping Worcester and Worcestershire businesses stay on top of their obligations — and find every legal pound they can save. Whether you’re just starting out or managing a complex structure, you’ll get straight-talking, no-jargon advice.
As a former AAT Branch President and award winner, Ali brings professional rigour that faceless online services can’t match — combined with the personal touch of someone who actually knows your business.
Clear, Fixed Fees
You’ll know the price before we start. No hourly billing, no bill shock.
Landlord Tax Return
from £190 + VAT
per self-assessment return
- Rental income & expenses
- Section 24 adjustment
- All allowances claimed
- HMRC submission
Property + Corp Tax
from £450 + VAT
SPV company accounts & CT600
- Company year-end accounts
- CT600 preparation & filing
- Director self-assessment
- Mortgage interest properly allocated
Full Property Package
POA
for active investors
- Multiple property returns
- 60-day CGT filings included
- Year-round tax planning
- MTD for ITSA setup
Prices confirmed after a free initial consultation. Final fee depends on complexity and transaction volume.
250+
Worcester & Worcestershire clients
99.9%
On-time filing record
£0
In late penalties (ever)
Why Worcester Landlords Need a Property Tax Specialist
Worcestershire has a healthy private rental market — strong tenant demand in Worcester city centre, student and young professional lets in the St John’s and Diglis areas, family homes across the suburbs and county towns, and holiday lets in the Malvern Hills area. Landlords here work with a diverse range of property types and income profiles.
Section 24 has hit Worcester landlords hard. Many who were comfortable a few years ago are now facing significant tax bills that weren’t in their financial projections. We help landlords model the impact, plan around it — including whether incorporation into an SPV structure makes sense — and optimise their position year on year.
The 60-day CGT reporting requirement catches many property sellers off guard. Sell a residential property and you have 60 days from completion to report and pay any CGT due. Miss it and HMRC issues a fine. We handle the calculation and filing as soon as your sale completes — no panic, no missed deadlines.
With MTD for Income Tax arriving for landlords with income over £50,000 from April 2026, there’s never been a better time to get your property records on a proper digital system. We help Worcestershire landlords get MTD-ready before the deadline.
Areas We Cover from Worcester
Not listed? Get in touch — we work with clients across the wider West Midlands region.
Frequently Asked Questions
Common questions about property tax and landlord accounting in Worcester.
How much does a landlord tax return cost in Worcester?
Landlord self-assessment returns start from £190 + VAT at Severn Accounting. The exact fee depends on the number of properties, whether you have capital gains to report, and complexity. We always quote a fixed fee upfront before we start.
Can I meet a property tax specialist at your Worcester office?
Yes. Our Worcester office is at 1 Shaw Street, Shaw Mews, WR1 3QQ. We see many Worcestershire landlords face-to-face — especially when discussing Section 24 planning or SPV structuring. We also work remotely if that’s more convenient.
What is Section 24 and how does it affect Worcester landlords?
Section 24 restricts the amount of mortgage interest that buy-to-let landlords can offset against rental income. Higher-rate taxpayers are the most affected — many are now paying tax on profit they haven’t made in cash terms. We model the impact for each client and advise on the most effective planning strategies.
What is the 60-day CGT rule for property sales?
When you sell a UK residential property that triggers a capital gains tax liability, you must report and pay the tax within 60 days of completion. Miss this deadline and HMRC charges interest and penalties. We handle the CGT calculation and filing as soon as we receive your completion statement.
Should I set up a limited company (SPV) for my buy-to-let properties?
It depends on your circumstances — tax rate, mortgage availability, long-term plans, and how many properties you have. Incorporation can be beneficial for higher-rate taxpayers buying new properties, but it isn’t right for everyone. We model your specific situation before recommending anything.
What is MTD for ITSA and how does it affect landlords?
Making Tax Digital for Income Tax Self-Assessment (MTD ITSA) requires landlords with income over £50,000 to keep digital records and submit quarterly updates to HMRC from April 2026. We help landlords get onto compliant software and understand their new reporting obligations well ahead of the deadline.
Do you help with SDLT (Stamp Duty) on property purchases?
Yes. We advise on SDLT for property purchases — including the 3% additional dwellings surcharge, mixed-use reliefs, and SDLT reclaim opportunities. Getting SDLT right at the point of purchase can save thousands.
Can you help if my rental income hasn't been declared in previous years?
Yes. We handle HMRC voluntary disclosures for undeclared rental income through the Let Property Campaign. Disclosing voluntarily carries lower penalties than being investigated. We manage the whole process and negotiate with HMRC on your behalf.
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Learn moreGet Your Property Tax Sorted
Specialist landlord accountants. Every allowance claimed, every deadline met, Section 24 handled properly.
1 Shaw Street, Shaw Mews, Worcester, WR1 3QQ · Mon–Fri 9am–5:30pm